5309 Sepulveda Blvd,

Culver City, CA 90230

(310) 391-3087

Open Hours

Mon – Wed : 12:00 pm – 8:00 pm

Thru: 12 pm – 12 am

Fri – Sat: 12 pm – 9:00 pm

Sun: 12 pm – 8 pm

To obtain a VA home loan, veterans must follow these steps:

  1. Determine eligibility: Veterans should determine their eligibility for a VA home loan by obtaining a Certificate of Eligibility (COE) from the VA. The COE verifies that the veteran meets the eligibility requirements, such as having served a certain period of active duty service.
  2. Find a lender: Veterans should find a VA-approved lender that participates in the VA home loan program. The lender will assist the veteran in obtaining pre-approval for a loan and provide guidance on the application process.
  3. Gather documentation: Veterans should gather the necessary documentation for the loan application, including proof of income, employment history, credit reports, and a list of assets and debts.
  4. Apply for the loan: The veteran can apply for the VA home loan through their lender. The lender will review the application and determine if the veteran meets the requirements for the loan.
  5. Home appraisal: The VA requires an appraisal of the home to ensure that the loan amount does not exceed the fair market value of the property.
  6. Closing: Once the loan is approved, the veteran will attend a closing to sign the necessary paperwork and complete the loan transaction.

It’s important to note that veterans who have a service-connected disability may be eligible for additional benefits, such as exemption from the VA funding fee and additional loan limits. Veterans should speak with their lender or a VA representative to determine their eligibility and available benefits.